Who We Work With

Planning for the road ahead.

As a comprehensive wealth management firm, we work with clients throughout each phase of life and are there to plan for, and address, all of the financial quandaries along the way.

 At Momentous Wealth Management, we work with individuals and families with all kinds of backgrounds and bank accounts. The commonality is that each client we partner with shares this: they want more out of life. More time with their children or grandkids, more adventure, more security, more financial freedom, more support for the causes they care about. It doesn’t matter what your “why” is; smart wealth management can help you get there.

We can help you achieve your financial goals no matter what stage of life you’re in!

Setting the Foundation

This means: Just getting going in your career, thinking about starting a family, managing student loans.

We can help with:

  • Getting off to a good start with budgeting and retirement savings

  • Ensuring you are using employer sponsored plans, IRAs, etc., properly

  • Saving plans for paying off student loans

  • Planning for upcoming purchases like first home and new cars

In The Thick Of It

This means:  You’ve been busy for quite a while now building your career, running a business, possibly getting married and raising a family. You’ve done a good job saving money but you are looking to get things more organized now, making sure you are on track, and making the most out of all the investment options out there. It’s time to put together a plan and a strategy! You are probably starting to think about what retirement might look like someday, possibly buying that vacation home you’ve always dreamed of, wondering how to pay for your kid’s college education, etc.

We can help with:

  • All of the things above AND…

  • Building a plan to help get you organized and making sure you are taking advantage all the types of accounts there are out there.  

  • Making sure you are saving the right amount of money in the right places to meet your financial goals. 

  • Building an investment plan with the right allocation and risk level to ensure your money is working as hard as you are! 

  • Simplifying your life by watching over your finances to you can focus on running your life! And not just the assets we may be managing for you. We’ll guide you through your employers benefits packages as well. 

  • Guiding you in the areas of life insurance and estate planning to make sure you are prepared if the unexpected happens. 

  • Advising you on all things financial! Nothing is off limits.  Should I buy that new car and if so what’s the best way to pay for it? Is it a good time to refinance your house? Can I afford that dream vacation. Whatever it is, we are hear to help out!

Getting Serious About Retirement

This means: You’ve spent a lifetime building a career and a nest egg for retirement. You may be at the peak of your career and earning potential and looking for ways to make the most out of your resources as you move into retirement. You might be thinking more about leaving a legacy to your family when are gone and supporting those charitable causes you are passionate about.  If you have not put together a plan yet it’s never too late to start. The 5 years leading up to retirement can be some of the most crucial years to set yourself up for that retirement you’ve dreamed of. 

We can help with:

  • Creating a financial plan to determine if you are on track for retirement and any other short and long term financial goals you have. 

  • Running projections that will show you what you are on track for with regards to a budget in retirement and what adjustments you might need to make if you are not headed in the direction you’d like.  You’ve still got time on your side here so let’s make the most of it. 

  • Making the most of your employer sponsored retirement plans whether you work for a company or you are the owner of the company. Generally when you are over 50 years old the amounts you can save into these plans increase substantially.  

  • Making adjustments to your estate plans as your kids may be more established now and you have a more clear picture of how you’d like to leave a legacy to your kids and possibly grandkids.  

  • Helping you asses what’s possible!  Can you afford that trip around the world, or that second home you’ve always wanted.  

Enjoying The Golden Years

This means: Now that you are retired your financial goals may be shifting from growing wealth to preserving what you have saved and generating income in your retirement.  You may also be wanting to make sure you are protected against issues like inflation, rising health care costs, and other financial emergencies that may arise.  Let us help you build a plan to help you enjoy retirement.

We can help with:

  • Creating a retirement income plan to help you:  maximize your retirement income, take full advantage of your social security and pensions while being as tax efficient as possible.  

  • Helping your create, amend, and continually monitor your estate plan to so you can leave a legacy to your heirs in the way that you want.  

  • Create charitable giving strategies to help you maximize the potential tax benefits of charitable giving and maximizing the benefits to charities you may want to support.  

  • Create strategies to pay for potential Long Term Care expenses